Disadvantaged young people can also find themselves struggling to access benefits due to complicated telephone systems and inconsistent local services, the study says. The research, due to be published next month, was based on a YouGov poll, desk research and a qualitative study of young people using Rainer's services.
It showed that four out of five young people surveyed have debts and half of these had debts of more than £2,000, with one in five owing more than £10,000. Now the charity is calling for young people, particularly care leavers, to be given more support with financial management and for a more joined-up approach to finance and debt from services.
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