The poll was conducted by GfK NOP and took a representative sample of 2,000 adults aged 16 and over.
The poll also suggests that young adults are most likely to ask friends for advice with problems, with only one in ten saying they would go to an advice agency.
Barbara Rayment, director of Youth Access, said: "This poll adds to a growing body of evidence that young people access the expert advice they desperately need all too infrequently.
Unresolved social welfare problems such as debt and homelessness can have a devastating impact on individual young people's health and wellbeing, as well as having major knock on effects for wider society and public spending. Our members are already linking up with CABx and other advice agencies, but the case for urgent government investment in early intervention rights-based advice services targeted at young adults is now overwhelming."
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