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"In uncertain economic times, children with issues such as truancy or low educational attainment are at much higher risk of ending up not in education, employment or training (Neet). In a recent survey of children's services staff, half of respondents said that pupil data from schools is the most important for identifying vulnerable children, with health and social services data high on the list. Having data from a broad range of sources is key to finding out who needs support. There is always a chance that a child could be overlooked as there was nothing their school was worried about. But having access to information on children from the different agencies can provide a sharper focus. This will help to ensure that no child falls through the net." - Phil Neal on the importance of data sharing

"Do you know a young person who has trouble spending money? While financial education generally focuses on the perils of overspending, there's a problem at the other end of the spectrum. That's underspending and financial hoarding. What is underspending? Is it a normal part of the rich range of human personalities without which life would be dull? Or is it an illness or disability? Is it a temporary phase that will pass? Or could it be a chronic emotional or personality disorder like social anxiety? Is it a symptom of a deeper psychological problem of fear and insecurity?" - PJ White on underspending and financial hoarding

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