"Do you know a young person who has trouble spending money? While financial education generally focuses on the perils of overspending, there's a problem at the other end of the spectrum. That's underspending and financial hoarding. What is underspending? Is it a normal part of the rich range of human personalities without which life would be dull? Or is it an illness or disability? Is it a temporary phase that will pass? Or could it be a chronic emotional or personality disorder like social anxiety? Is it a symptom of a deeper psychological problem of fear and insecurity?" - PJ White on underspending and financial hoarding
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