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Resources: Talking point - Should young people bother withpensions?

1 min read

There have been dire warnings of a pensions time bomb facing young people. Employers are ending their schemes, while massive increases in housing costs and widespread student debts also appear to be pushing pensions off young people's agenda. Financial scandals seem to have confused them even more.

Get young people thinking about their long-term future. How long do they think they will have to work for? Who do they think should take most responsibility for providing them with an income during retirement? The State? Employers? Individuals themselves?

What age do young people think they should start considering a pension?

Should they be planning from their childhood, or do they feel they have a right to a period of their life when they spend all their cash on what they need and want now? Is all this just putting unnecessary pressure on them?

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