CYP Now - In Practice: Know how

Head teachers and governors are often concerned about the insurance implications of offering extended services. However, local authorities are generally well placed to offer guidance and help to ensure that all appropriate eventualities are covered since there are precedents for almost all situations that are likely to arise. Unfortunately, because of the varied picture of delegation, it is impossible to give a single answer to the issues but the following gives a general overview.

1. Schools may already be covered for extended services if their localauthority has a central insurance policy for all of its schools. Thistype of policy should cover liability arising from extended services,meaning that schools should not have to pay a premium. However, not alllocal authorities will have this arrangement so schools should alwayscontact their local authority to seek clarification.

2. Those schools that have bought back in to their local authority'spolicy should also be covered. This situation may arise at localauthorities that have delegated the money for insurance and thenpersuaded some or all of those schools to buy back in to the corporateinsurance. Schools in this situation should not expect to pay apremium.

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