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"A couple of years ago, a sociologist told us how amazing it was to live alone. Professor Eric Klinenberg titled his book Going Solo: the extraordinary rise and surprising appeal of living alone. He told a great story: how demographics show a dramatic rise in solo living and how upbeat singletons live strong, healthy lives as fulfilled and happy individuals free to make their own connections with the outside world. A reality check comes in UK research published last month by the Joseph Rowntree Foundation. At the start of the recession, fewer than one in 10 under-35s who lived alone were in dire poverty. The latest data on Minimum Income Standard shows that proportion is now one in four. That means 25 per cent of young people living alone have less than half what is regarded as the minimum living standard. In practice, that means having less than £12 a day after paying rent and council tax. If you are under 35 and living alone on less than half what you need for an acceptable standard of living, you don't do much in the way of revitalising cities. You don't eat out in cafes and restaurants, exercise in a gym or sign up for art classes. You do your best to survive."

- P J White on being too skint to revitalise a city

"The issue of supporting young people to manage their money continues to be a concern and the more we can equip youth workers and others working with young people to do so, the better. The Money Advice Service has asked those involved in developing and delivering Young People and Money to produce a new good practice guide and toolkit to include recent research and the experience of the Young People and Money programme. So this is an invitation to get in touch. We are looking for case studies: what have you done with young people and what has been the impact? Have you been able to embed financial capability into your work with young people, if so how? Do you have examples of exercises and ideas you have used and found effective? So please, if you have something to share, get in touch. Email me at linda_a_jack@yahoo.co.uk"

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