Low-income parents rely on the childcare element of Working Tax Credit, but many nursery managers believe increasing debts are forcing parents to spend this money elsewhere. Lisa Harvey, a nursery manager in Birmingham, said: "If you can't pay the electricity bill they cut you off, but because we're in the caring profession and try to support families we're not seen as a priority debt for them." According to the National Day Nurseries Association (NDNA), parental debt is...