While it is right that children and teenagers should not feel overly anxious about money, creating a sense of financial responsibility from a young age can help prepare them for adulthood and prevent them running into financial difficulty later in life. The consequences of a "buy now, pay later" culture in modern society is already taking its toll. Half of young people in the UK say their friends put pressure on them to keep spending even when they have run out of money, and 80 per cent...